Why do you need liability insurance?
Accidents happen. You may or may not be sued, however knowing you are protected from frivolous or nuisance claims arising from your negligence will be your peace of mind when permitting a public access property. A liability policy will pay for Defence and any costs lodged against you should you be found responsible for the property damages or the bodily injury. The intention of this program is to cover the “Insured’ against legal liability arising from third parties such as: spectators, passers-by, property owners and others suffering from injuries that may have be caused by your activities.
Our short-term special event insurance features zero deductibles for liability claims. It helps protect against bodily injury and property damage claims arising from:
Quotes start as low as $175 for an event for 250 or fewer people, depending on whether or not liquor is served and the liability limit needed. Even larger events, up to 2,000 people or more, can be covered by simply completing a short application. Liability limits are available up to $5,000,000.
Below is a list of events that are ideal for the Event Liability Insurance:
If you are planning a wedding we can include all trades requiring insurance under one policy.
This can include:
Facility Users and Event Liability Insurance is an insurance program available for the users of municipal and public facilities. This program provides insurance against claims that may arise out of Festivals, Sporting Activities, Social Gatherings, General meetings and many other types of facility use including some sporting groups that can be covered for claims that arise out of the events or short term facility use where permitting is required.
Coverage under this program is administered by Holman Insurance Brokers Ltd. We have engaged in a marketing process to offer a competitive product on a group basis with insurers but we have not acted as a broker for any individual customer. If for any reason, you, the customer are not satisfied, you may request a full refund within 2 days of purchase (provided you have not made a claim against the policy). Should your application not be accepted for whatever reason by the insurer, the information may be used by Holman to seek an alternative insurer if available.
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