To discuss Critical Illness Insurance with one of our professionals call 905-886-5630 or toll free at 1-800-567-1279, or fill out the online quote form.



"You need insurance, not only because you are going to die, but because you are going to live." - Dr. Marius Barnard, product founder .

With advances in medicine, science and technology and increasing life expectancy in Canada, we have a greater chance of experiencing a serious illness and surviving!

What's covered?
Our policy covers 22 conditions, some of which include the following:

What is the difference between Disability or Critical Illness?

Disability Insurance pays you a benefit to help meet day to day living living expenses while you are disabled. With disability insurance, the benefit is for a period of time until the beneficiary is fit to return to work.

Critical Illness Insurance on the other hand pays you a one time, lump sum benefit if you are diagnosed with a critical illness or condition as defined in your policy and you satisfy the survival period. This differs from disability in that a person diagnosed with a critical illness is not expected to return to work.

The benefit can be used to:

How you use it is up to you!

Since Disability and Critical Illness Insurance meet different needs, a sound financial plan should include both.

Additional Information
Why Critical Illness Coverage? (pdf)
Don't Let Your Retirement Dreams Slip Away! (pdf)
For Your Life...Think You Are Invincible, Think Again (pdf)
Best Doctors - Information When it Matters Most (pdf)

Useful Links / Research
Canadian Cancer Society
Heart and Stroke Foundation
Multiple Sclerosis Society of Canada
Alzheimer Society Canada
The Parkinson Foundation of Canada
The Canadian Association of Transplantation
Canadian Paraplegic Association
Kidney Foundation of Canada
Canadian Brain Injury Coalition
The Canadian National Institute for the Blind
Canadian AIDS Society
Canadian Hearing Society