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To
discuss your Office Insurance with one of our professional
commercial lines representatives
today, call 905-886-5630 or
toll free at 1-800-567-1279,
or fill out the online quote
form.
Office package covers three general areas: Property,
Crime and Liability. Typical offices covered include
accountants, architects, employment and personnel
agencies, engineers, lawyers, travel
agents, translation services and others.
The property component provides broad form coverage on
office contents, tenants improvements, personal effects, trees,
shrubs and plants, debris removal including:
- office
contents
- blanket
glass coverage
- computer
equipment, including software
- computer
system breakdown
- explosion
of hot water tank
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- loss
of income
- replacement
cost
- sewer
back-up
- sign
coverage
- optional
broad form
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Other
property extensions include : accounts receivable, auditors fees,
damage to building by theft, fire department charges, property in
transit, property temporarily removed and valuable papers.
The crime component covers each of the following:
- depositors
forgery
- employee
dishonesty
- inside
robbery
- outside
robbery
- kidnapping
- medical
expense
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- money
orders and counterfeit currency
- safe
burglary
- theft
from a night depository or custodians name
- optional
broad form money and securities
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The
liability component of this package covers commercial general
liability. Professional Liability however is excluded and can be
purchased separately. Optional coverages can include:
- advertising
liability
- blanket
contractual
- broad
form property damage
- employees
as additional named insured
- employer’s
liability
- medical
payments
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- non-owned
automobile liability
- occurrence
property damage
- personal
injury
- tenant’s
legal liability
- voluntary
property damage
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