Holman Insurance Brokers Ltd. specializes in providing Insurance coverage for properties that are vacant, unoccupied, derelict property, property that is being renovated, upgraded and refurbished.

When a property is up for sale and all the contents are removed, the property is deemed vacant. Many insurance companies will not insure a vacant property or provide standard homeowners policy and will nor will vacant homes be covered for water damage and malicious damage, theft, arson, and vandalism.

Holman Insurance Brokers Ltd. understands the issues and works with a number of insurance companies to provide insurance at reasonable premiums for vacant homes.

Vacant Properties we insure

Residential homes
Rental homes
Duplexes, triplexes. quads, small apartment buildings or large buildings
Converted Victorians
Row houses

Coverages available

We offer coverage for many common perils such as:

Fire
Lightning
Explosion
Windstorm
Hail damage
And more!

Options you can choose:

Landlord liability and medical payments coverage upto $1,000,000
Excess Liability to $5,000,000
Coverage for Vandalism and Malicious Acts
High deductibles to help lower your premium

Bonus - Properties can be insured for 3 months, 6 months or 12 months.