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As professional insurance brokers, at Holman Insurance Brokers Ltd., our role is to provide you with the best insurance value that combines coverage, service and price. We survey the available options for you, negotiate with Insurers, and provide expert advice regarding coverage and other alternatives, relative to your own specific needs. When any issue arises regarding your insurance coverage, we are your advocates, using our professional experience to best represent your individual interest.

Holman Insurance Brokers Ltd. supports our industry's Code of Consumer Rights and Responsibilities, including transparency regarding compensation for our services.

To this end, below you will find a list of the Insurers currently accessed by Holman Insurance Brokers Ltd. as well as the standard commission rates included by these companies within their premiums. These commission percentages are paid annually for both new business and renewals. Please remember also that not all Insurers will write all classes of coverage.

Insurer

Commercial

Insurer

Commercial

ACE INA Insurance

5 - 15

   
AIG

5 - 15

Grain Insurance

10 - 20

AIM Underwriting

10 – 15

Great American

10 - 20

Allianz Global Insurance

10 - 15

   
A M Fredericks Underwriting

10 - 12.5

Guarantee Co. - Surety

20

American Home Assurance Co

10 - 20

ING Insurance

10 - 20

Atlantic Marine Underwriters

10 - 15

ING Insurance - Surety

20 - 30

Aviva Canada *

7.5 - 20

Kingsway General Insurance

10 - 15

Aviva Canada - Surety

20 - 25

K & K Insurance

5 – 15

Axa Insurance Inc.*

10 - 20

Liberty International

0 - 15

Axa Insurance - Surety

20 - 27.5

Lloyd's*

10-22.5

Global Aerospace

10

Markel Insurance

10

Boiler Inspection & Insurance

15 - 20

Marine Experts

15

Central Underwriters Inc.

10 - 15

Media/Professional Ins.

12.5

Chess Underwriters

10-15

Pal Insurance

0 – 20

Chubb Insurance*

10 - 20

Pacific Marine

15

Chutter Underwriters

10

Premier Marine Insurance

10 - 15

CNA Insurance

15

Royal-Sun Alliance Insurance - Facility

10 capped $250

Creechurch International

10 – 15

St Paul Travelers*

10 - 20

Dominion of Canada *

10 - 20

South Western Group

0 - 15

Dominion of Canada - Surety

25

THE Insurance Co.

15

Eagle Underwriting Group Inc.

15

Totten Group

10 - 12.5

Economical Mutual Insurance*

10 - 20

Western General

12.5 - 20

Encon Insurance

5 - 15

XL Global Risk

0 - 10

Elliott Special Risks Ltd

10 - 15

Zurich Insurance

10 - 20

First Media Insurance

12

   
Frank Cowan Co Ltd

5 - 15

   
Genmark Insurance Services

10 - 12.5

   
GCAN Insurance Company*

10 - 20

   

* Indicates Insurers with whom Holman Insurance Brokers Ltd. has a contingent profit commission agreement. These agreements offer a possibility of additional compensation, but only if certain minimum levels of profitability, loss ratio, growth and retention agreement, sometimes over several years, within an Insurer’s entire portfolio. Profit sharing is not guaranteed and is in no way a determining factor in the placement of an insurance policy. For more information on contingent profit agreements offered by Insurers, please refer to the websites of the specific insurance companies indicated. From time to time Holman Insurance Brokers Ltd. will secure financing from our insurance companies to expand our business.

 

Updated May 31, 2008

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