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To
discuss your Employment Practices Insurance with one of
our professional commercial lines representatives
today, call 905-886-5630 or
toll free at 1-800-567-1279,
or fill out the online quote
form.
Employment Practices Liability (EPL) Insurance covers the
insured company, its directors and officers, and its employees for
liability arising from one of two exposures:
- Wrongful
termination -The main cause of loss is firing without good,
make that very good reason. And, document everything thoroughly
before you do fire. OR
- Sexual
harassment - Unwelcome sexual advances, as a condition of
employment, are illegal.
The
explosion of employment practices litigation in the 1980's led
insurers to insert employment-related practices exclusions in
Commercial General Liability, Workers' Compensation, Employers'
Liability, Excess and Umbrella Liability Policies. Employers must
buy separate EPL insurance, or retain the exposure.
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