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 Employment Practices
employment practices insurance

To discuss your Employment Practices Insurance needs contact Mark Holman at 905-886-5630 or toll free at 1-800-567-1279, or fill out the online quote form.



Employment Practices Liability (EPL) Insurance covers the insured company, its directors and officers, and its employees for liability arising from one of two exposures:

  1. Wrongful termination -The main cause of loss is firing without good, make that very good reason. And, document everything thoroughly before you do fire. OR
  2. Sexual harassment - Unwelcome sexual advances, as a condition of employment, are illegal.

The explosion of employment practices litigation in the 1980's led insurers to insert employment-related practices exclusions in Commercial General Liability, Workers' Compensation, Employers' Liability, Excess and Umbrella Liability Policies. Employers must buy separate EPL insurance, or retain the exposure.





 
 

Updated October 10, 2008

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