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To
discuss your Marine Cargo Insurance with Christopher Holman or Mark Holman today, call 905-886-5630
or toll free at 1-800-567-1279,
or fill out the online quote
form.

With the rapid expansion of world and domestic trade the business
of moving cargo today is becoming increasingly complex.
This requires specialists in the field of marine cargo insurance.
Holman Insurance Broker's Ltd. can help you develop a complete
range of products to meet the individual needs of the sophisticated
cargo owner. Holman Insurance Brokers Ltd. has access to domestic
insures and Lloyd's of London.
Coverage
for Single Shipments and for Ongoing Transport
Cargo is considered to be any goods sent abroad by sea, air or
post. Policies are available for individual shipments or under
an ongoing contract known as a "open policy". An open policy is
a contract prepared in general terms covering specified goods
on terms agreed. An Individual policy usually applies to a specific
delivery of goods or goods sent on a irregular basis. Open policies
,on-the-other hand, can be written in very wide basis to cover
goods shipped anywhere in the world. In this case no specific
values are stated, limits may be applied to any one conveyance
or location.
Different
coverages for Different Cargos
Coverage can vary based on cargo type. For example, some cargoes
are susceptible to particular hazards and therefore require to
be treated uniquely. The leakage associated with barrels with
liquids, or powders shipped in paper containers, may be recognized
through a deductible. Other coverages for fragile cargos such
as chocolate and eggs may also exclude risks of heating, sweating
or breakage. Holman Insurance Brokers Ltd. can review your business
needs.
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