To
discuss your Commercial Property Insurance with one of our
professional commercial lines representatives
today, call 905-886-5630 or
toll free at 1-800-567-1279,
or fill out the online quote
form.
This
insurance covers building, contents, stock
and equipment of a mercantile or manufacturing operation
against physical loss or damage for an insured peril. Coverage may
be bought on a Named Peril or Broad Form basis.
The
commercial insurance companies we represent offer prepackaged
policies for many business or specific industries such as printers,
tool and die, woodworkers, and others. If one of these prepackaged
policies does not fit your requirements or industry, our brokers
can customize a policy to suit your specific needs.
The
property component provides broad form coverage on office
contents, tenants improvements, personal effects, trees, shrubs
and plants, debris removal including:
- Office
coverage
- Blanket
glass coverage
- Computer
equipment
- Computer
system breakdown
- Hot
water tank explosion
|
- Loss
of income
- Replacement
cost
- Sewer
backup
- Sign
coverage
- Optional
broad form
|
|
Other
property extensions include : accounts receivable, auditors
fees, damage to building by theft, fire department charges,
property in transit, property temporarily removed and valuable
papers.
The
crime component covers each of the following:
|
- Depositors
forgery
- Employee
dishonesty
- Inside
robbery
- Outside
robbery
- Kidnapping
|
- Medical
Expense
- Money
orders and counterfeit currency
- Safe
burglary
- Theft
from a night depository or custodians name
- Optional
broad form money and securities
|
|
The
liability component of this package covers commercial
general liability. Professional Liability however is excluded
and can be purchased separately.
The
Business Interruption component of this package protects
your business income. This means you can stay in business
even after a serious loss. There are various types of business
interruption coverage available and a Holman Insurance Broker
professional can help you choose the type that meets your
business requirements (See section title Business
Interruption).
Optional coverages can include:
|
- Advertising
liability
- Blanket
contractual
- Broad
form property damage
- Employees
as additional named insured
- Employer's
liability
- Medical
payments
|
- Non-owned
automobile liability
- Occurrence
property damage
- Personal
injury
- Tenant's
legal liability
- Voluntary
property damage
|
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