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Retailers
& Wholesalers
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To
discuss your Retailers or Wholesalers Insurance
needs contact Paul Holman or Mark Holman call 905-886-5630 or
toll free at 1-800-567-1279,
or fill out the online quote
form.
Retail and wholesale packages can cover several different areas
including Property, Crime and Liability.
Property coverages include:
- Accounts
receivable
- Valuable
papers
- Exterior
signs
- Property
of premises
- Computers
including mechanical breakdown
- Peak
season increase in stock
- Personal
effects of employees
- Transit
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- Business
interruption on actual loss sustained basis
- Business
interruption - contingent coverage
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Consequential loss
- Fire
fighting expenses
- Glass
- Professional
fees to adjust for a loss
- Replacement
cost on buildings and equipment
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The
crime component of this coverage includes:
- employee
dishonesty
- inside
robbery, safe burglary, night depository
- outside
robbery
- damage
to buildings by burglary or robbery
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- counterfeit
- depositors
forgery
- kidnapping
- medical
expenses due to crime
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Liability
coverage’s includes Commercial General Liability , non-owned
automobile tenants legal liability and advertiser’s liability.
Optional coverages include:
- Building
- broad form coverage
- By-laws
coverage on buildings (for buildings built 1960 or later)
- Boiler
and machinery coverage
- Earthquake
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- Flood
- Employers
liability
- Barbers
and beautician’s professional liability
- Druggist’s
professional liability
- Umbrella
liability
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